The 4 Reward Platforms
People Actually Stick With

Different ways to earn. Different effort levels. Here's how they compare so you can pick the right one.

There are dozens of reward and cashback platforms online, but most people only end up using one or two. We looked at the most commonly used options and broke down what each one is actually good for — so you don't have to test them all yourself.
Get Paid
for Everyday Activities
Best for:

• People who want flexibility and don't mind choosing how they earn.

How it works:

• Earn points through surveys, shopping, or simple online tasks.

Why people keep it:

• Multiple earning options in one place.

When it's not ideal:

• If you want passive, hands-off earnings.

Visit Swagbucks ›
Shop & Get
Cash Back
Best for:

• Online shoppers who want effortless cash back.

How it works:

• Activate cash back at online stores and shop as usual.

Why people keep it:

• Automatically earns you cash back shopping at top stores.

When it's not ideal:

• If you rarely shop online.

Visit Rakuten ›
Save on Groceries
Instantly
Best for:

• Grocery shoppers who want instant savings.

How it works:

• Link loyalty cards or scan receipts to get cash back on groceries.

Why people keep it:

• Unique and sometimes high cash back on everyday items.

When it's not ideal:

• If you hardly ever buy groceries.

Visit Ibotta ›
Turn Receipts
into Rewards
Best for:

• Anyone who wants the easiest way to earn rewards.

How it works:

• Snap any receipt from any store to earn points.

Why people keep it:

• Works with any receipt, no clipping or pre-selecting.

When it's not ideal:

• If you never save receipts.

Visit Fetch Rewards ›

Top Recommendations

  • All-in-one app — Swagbucks
  • Frequent grocery purchases — Ibotta
  • Mostly online shopping — Rakuten
  • Easiest option (least effort) — Fetch Rewards
Daily Collection highlights publicly available reward platforms people commonly use.
Availability and rewards vary by user. We don't require payment to access this page.